Three Forces Are Squeezing Your Family.
We Coordinate the Fight Back.
College costs, your teen's insurance, and your taxes don't talk to each other. We put all three experts in one room — for your family.
That's the squeeze.
The Tipping Point
Three problems that are actually one problem.
Each force has an expert. But move on one without the others, and you can tip the whole thing the wrong way. Coordinate all three — and you tip it toward your family.
What the schools and the aid system won't tell you about what you'll actually pay.
What the industry won't tell you about how your teen's permit is quietly costing you everything.
The one structure that ties it all together — done legitimately, or not at all.
Three Coordinated Moves
What we actually do for your family.
Each move is a discipline of its own. The value is in the sequence — and in the fact that all three are decided in the same room, on the same day.
College Financial Aid Planning
Sticker price isn't real price. We position your family so you don't subsidize everyone else's discount.
Explore college aid →Teen-Driver Insurance Strategy
Your teen driver is the "burning layer." We take it out of the household policy — same car, different rating.
Explore teen insurance →LLC & Tax Strategy
A legal home, not a loophole — grounded in IRC §162. First the business is real, then three doors open.
Explore LLC & tax →Three Disciplines · One Room
These three don't normally sit in the same room. For you, they do.
A one-of-a-kind team built for New Jersey parents — each one upstream of the advisor you'd normally get.
College PlanningWall Street Journal, Fox, and author of seven books on college admissions and financial aid.
InsuranceSits on national carrier advisory boards — upstream of the agents on the street.
Tax & LLC StrategyPartner at TKG Tax & Accounting and author of Beyond Billable Hours.
Results
Sticker price ≠ real price.
The number on the college's website is not the number you pay. The difference isn't luck — it's preparation. Here's what coordinated moves have done for real NJ families.
Two sons, same playbook, into Boston College & Loyola.
Two teen drivers moved off the household policy.
A competing offer, surfaced. Most families never know offers move.
Client engagements. Individual results vary. Not a guarantee of any specific aid award, discount, or savings.
Every month you wait has a price
The FAFSA looks at your finances from two years before your kid starts college. Every month you wait, one more decision gets locked into the formula.
- →Start with an introductory call with Jeff — no cost, no pressure.
- →He then coordinates a follow-up call with Andy and Jim on your situation.
- →The combined expertise of all three — college, insurance, and tax.