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The NJ Family Squeeze Worksheet

One page. Three forces. Fill it in and you'll see — in five minutes — where your family's college, insurance, and tax decisions collide, and which ones are still moveable.

What's inside

  • Your FAFSA base-year clock — mapped per child, so you know what's already locked.
  • The teen-driver "burning layer" checklist — is your household policy exposed?
  • The §162 "real business" test — a quick gut-check on whether an LLC even fits.
  • A coordination map — the order the three moves should happen in.

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